How Floofsurance compares
We believe in transparency. Here is how we stack up against the major players in Singapore.
Market Comparison
Comparison based on standard plans for a 1-year-old mixed breed dog.
| Feature | Floofsurance | Liberty PetCare (Standard) | CIMB My Paw Pal |
|---|---|---|---|
Co-insurance | 10% - 20% | 30% - 50% | 30% |
| Surgical Limit (Annual) | S$15,000 | S$1,500 | S$3,000 (Combined) |
| Non-Surgical Limit | S$3,500 | S$1,500 | S$3,000 (Combined) |
| Claims Process | 100% Digital (Wenfirm) | Email / Paper | Email / Portal |
| Direct Payout | |||
| Hereditary Conditions | Covered (after waiting period) | Not Covered | Not Covered |
* Comparison data sourced from public policy documents as of 2025. "Floofsurance" figures represent our Platinum tier. Competitor figures represent standard/mid-tier plans.
How to compare pet insurance
When comparing providers in Singapore, focus on these key areas:
- Annual limit and sub-limits (especially for surgery)
- Co-insurance: How much you pay per bill (lower is better)
- Hereditary condition coverage (crucial for purebreds)
- Direct payout capability (saves you upfront cash)
- Waiting periods for illness vs accident
Always read the full policy wording before buying. Summaries can miss important details about exclusions.
Why choose us?
We offer up to S$15,000 for surgery, compared to the S$1,500 - S$3,000 industry standard. Critical for major operations.
Many insurers exclude genetic issues. We cover them after a 12-month waiting period, provided they weren't pre-existing.
You pay only 10-20% of the bill, versus the 30-50% common with other providers.
Submitted via Wenfirm. No paper forms to mail, no fax machines. Just upload and go.